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FINANCING OPTIONS

We understand HVAC repairs and replacements are often unexpected and costly. People sometimes make the decision to repair an older, inefficient HVAC unit instead of replacing it because of the potentially high cost of a new system. Gipson Heating and Air Conditioning is here to help with a variety of financing options.

 

You can also finance the repair cost of a broken furnace or air conditioner, if you decide that repairing the existing unit is a better option for you than replacing the system.

 

We are here to discuss your needs, explain your options, and help you choose the right HVAC system for you. We’ll assist you through the entire process and make sure you understand the project and the cost before we get started. If you’d like to request a quote,  please don't hesitate to call us at (205)494-7366.

Same-day approval and 100% financing mean you can stay comfortable in your home without breaking the bank.

  • 0% Financing Available

  • Same-day Approval

  • Low Monthly Payments

  • Up to 120 Months

*Subject to credit approval

SERVICE FINANCE COMPANY, LLC

Service Finance Company, LLC is a nationally licensed sales finance company and an approved FHA Title I Lender. They are a primary lender providing installment loan solutions for qualified borrowers with favorable consumer interest rates and extended repayment terms. That way, you can invest in your home’s comfort or respond to unexpected heating and cooling needs without breaking your monthly budget.

No interest if paid in full within 6 months with minimum monthly payments. 

*Interest will be added if not paid off within 6 months. 

Plan #1006

Min Loan Amount $500

Max Loan Amount $100,000

6 Months
deferred interest

No interest if paid in full within 12 months with minimum monthly payments. 

*Interest will be added if not paid off within 12 months. 

12 Months
deferred interest

Plan #1012

Min Loan Amount $500

Max Loan Amount $100,000

3 Months
Same as Cash

No interest, no monthly payments for 3 months from job completion. 

*Interest will be added if not paid off within 3 months. 

Plan #2003

Min Loan Amount $1,000

Max Loan Amount $100,000

6 Months
same as Cash

No interest, no monthly payments for 6 months from job completion. 

*Interest will be added if not paid off within 6 months. 

Plan #2006

Min Loan Amount $1,000

Max Loan Amount $100,000

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12 Months
same as Cash

No interest, no monthly payments for 12 months from job completion. 

*Interest will be added if not paid off within 12 months. 

Plan #2012

Min Loan Amount $1,000

Max Loan Amount $100,000

*Loan programs, interest rates, terms, and discounts subject to change without notice. Default interest rates are state specific and range from 17.99% to 24.99%. 

ADDITIONAL FINANCING OPTIONS

In addition to the great options we offer through our partners at Service Finance, we also work with our local utility companies to give our customers even more financing options. When new equipment is financed through Trussville Gas and Water, Alabama Power Smart Financing, or Spire, the customer’s monthly loan payment will be added to their monthly bill, making payments simple and hassle-free.

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Trussville Gas and Water offers financing options that make it easy for their customers to enjoy the comfort, convenience and efficiency of natural gas appliances in their home or business. Once approved for financing, the customer’s monthly loan payment will be added to their Trussville Gas & Water utility bill, making payments simple and hassle-free.

Natural gas furnace or HVAC units, grills, water heaters and generators are eligible for financing for as low as *6% interest. Any appliance being financed by Trussville Gas & Water will need to be installed by one of their certified contractors, which Gipson Heating and Air Conditioning is. 

*interest rates are variable based on credit history

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Heating and cooling in your home are extremely important. It accounts for over half of the energy consumption in many homes. Additionally, it is responsible for making your home comfortable throughout the different seasons and times of the day. That is why many homeowners often invest in more efficient systems. The problem is that some of these HVAC projects can be costly.

 

With Smart Financing from Alabama Power, costly HVAC Residential projects are more feasible. With our available financing options, you can produce comfort and energy savings you’ll appreciate for years to come.

When it comes to keeping your home comfortable, there’s no time to waste. Smart Financing makes it easy for you. You do not have to be an Alabama Power customer to apply for Smart Financing.

*interest rates are variable based on credit history

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If you're looking to upgrade, replace or install a new natural gas appliance in your home, Spire's rebates and financing offers can help make the process easier.  So, when it's time to upgrade or replace natural gas appliances in your home or small business, choose a special financing option through Spire.

Upgrade your qualifying energy-efficient natural gas equipment with peace of mind.

*interest rates are variable based on credit history

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